- The best age to apply.
- How a decision to continue working—or go back to work—will affect your benefits.
- In what circumstances your benefits may be taxed—and how much.
- The most advantageous way to coordinate Social Security benefits if you are married.
- The best way to coordinate Social Security with your other retirement assets.
Do you have more questions than answers when it comes to Social Security?
We can help.
It hardly seems possible, but baby boomers in the U.S. are beginning to reach retirement age—and they're turning age 62 at the rate of about 12,000 per day. Are you one of them?
If you are, the decisions you make today about Social Security will have far-reaching implications into your financial future. We can help you understand Social Security and strategize to gain the most benefit for your specific situation.
One way to start learning about Social Security is by requesting your free copy of The Baby Boomer's Guide to Social Security. It will help you understand the basics of how Social Security works.
Another great way to learn what you need to know is to call us at 510.628.0671 (or toll-free at 866.682.3888) or email us at info@8financial.com. We'll help you answer the many questions you may be thinking about, such as:
- Will Social Security be there when I need it?
- How much Social Security can I expect to receive?
- When should I apply for benefits?
- What if I've already applied for benefits?
- What's the best way to coordinate benefits with my spouse?
- How will Social Security income work into my overall retirement plan?
- How will my plans to continue working affect my benefits?
- Will my overall financial picture support the lifestyle I want to live in retirement?
The average retiree depends upon Social Security for about 40% of his or her total income. That's a sizable percentage, and that's why making the right decisions to help maximize the benefits you'll receive is so important.
We'll help you decipher the complexities of Social Security and how it relates to your life, savings and retirement plans. We'll help you calculate how inflation will affect your Social Security and other retirement income in the future. We'll look at how to plan for health insurance costs–and address your concerns about future health care or long-term care needs. We'll talk about how to time your income so you do not outlive your money. And, we'll review how the death of a spouse would affect benefits.
We'll also help you discover some important facts you may not know, such as ways to avoid making your Social Security benefits taxable—and whether you could qualify for benefits based on an ex-spouse's work record.
Contact us today–to order your free guide, set up a one-on-one consultation, or do both–and move into your future equipped with the knowledge you need and confidence you want.